Part of estate planning should include choosing someone to serve as a health agent. If you fail to specifically list someone in your health directive as an agent, your state's laws will be observed. If you have yet to name an agent or are in the process of creating a directive, here is what you need to know.  What Is a Health Agent? A health agent is the person who is responsible for carrying out the wishes of your health directive. [Read More]

Perhaps you are considering putting some of your funds into offshore accounts. If you are like many people, you may be somewhat hesitant about this idea. However, you may be misunderstanding offshore banking which is resulting in irrational fears about putting your money on foreign soil. In fact, here are 5 misconceptions about offshore banking. Limited Locations When you think of offshore banking, you might be thinking of a handful of locations that are commonly mentioned with the subject, such as Switzerland, Cayman Islands, the Virgin Islands, and Hong Kong. [Read More]

Have you been trying to figure out something profitable to invest in that can bring in a good return? One of the investment items that you can't go wrong with is gold, as it is a metal that is always needed. Below, find out why buying gold is a smart investment option that can bring in the return that you desire if you know how to go about reselling it. [Read More]

There are other mortgage options available besides FHA loans, VA loans, and conventional mortgages. Prospective home purchasers in a rural location or an outlying suburban area may find that a property they are considering is eligible for a mortgage loan guaranteed by the U.S. Department of Agriculture. Despite the name of the government agency, USDA home loans are not restricted to individuals engaged in agricultural pursuits. The loan program is intended to provide mortgage funding for all potential buyers of homes in rural areas. [Read More]