The holidays are often an expensive time for most people, especially people with large families or with children. If you went a little overboard on your holiday shopping or traveling this year, you may find yourself dreading the new year that is swiftly approaching because it will bring your holiday bills along with it. Before you panic and try to bury your head in the sand to avoid the day your holiday bills, get to know some of the ways that you can better handle the situation and get those bills taken care of as quickly and painlessly as possible. [Read More]

Part of estate planning should include choosing someone to serve as a health agent. If you fail to specifically list someone in your health directive as an agent, your state's laws will be observed. If you have yet to name an agent or are in the process of creating a directive, here is what you need to know.  What Is a Health Agent? A health agent is the person who is responsible for carrying out the wishes of your health directive. [Read More]

Perhaps you are considering putting some of your funds into offshore accounts. If you are like many people, you may be somewhat hesitant about this idea. However, you may be misunderstanding offshore banking which is resulting in irrational fears about putting your money on foreign soil. In fact, here are 5 misconceptions about offshore banking. Limited Locations When you think of offshore banking, you might be thinking of a handful of locations that are commonly mentioned with the subject, such as Switzerland, Cayman Islands, the Virgin Islands, and Hong Kong. [Read More]

Have you been trying to figure out something profitable to invest in that can bring in a good return? One of the investment items that you can't go wrong with is gold, as it is a metal that is always needed. Below, find out why buying gold is a smart investment option that can bring in the return that you desire if you know how to go about reselling it. [Read More]