Refinancing 101: What Homeowners Need To Know

Posted on 11 December 2015

If you have an existing home loan, refinancing could be an option for you. There are plenty of reasons why someone would want to refinance their mortgage, and the most common reason is to get lower interest rates and make lower monthly payments. Before you contact your lender to talk about the possibility of refinancing, be sure you have all of the information you need to make an informed decision. Here are some basics about refinancing and the process that you need to know. [Read More]

Four Reasons Why A Bail Bond Agreement Is Better Financially Than Waiting In Jail

Posted on 10 December 2015

If you find yourself in legal trouble and are required to post bail to get out of jail, you might be reluctant to rely on the services of a bail bondsman because of the expense involved. Although the cost of a bail bond varies by state, you can generally expect that you will have to pay around 10 percent of the bail amount to the bondsman as a fee for the service. [Read More]

Don't Be Fooled By Unsustainable Dividend Growth

Posted on 8 December 2015

Dividend investing is an excellent option for novice and experienced investors alike. However, this form of investing can sometimes get tricky when it comes to business growth vs. earnings growth. Just because a company has a larger payout rate doesn't necessarily mean it's a good investment. The Reality It's important to understand that business growth isn't always reflected in dividend growth, as higher dividend payout rates aren't always relative to the success of the company. [Read More]

3 Ways To Get Your Loved One Out Of Jail

Posted on 8 December 2015

Finding out that your loved one is in jail can send you through a whirlwind of emotions, especially when they are the breadwinner of the family. You start panicking trying to figure out how you are going to pay the bills and what you can do to get them out of jail. Thankfully, there are a few options available to help you out. Instead of stressing over every little detail, turn to one of the following to help get your loved one back home quickly and easily. [Read More]

About Me

Managing Your Finances

When I declared bankruptcy a few years ago, I was absolutely devastated. I didn't know what it would mean for my future, but I knew that I had to turn my spending habits around. I realized that I didn't have a firm grasp on spending and saving money, so I decided to meet with a financial counselor to discuss my habits. It was difficult to talk frankly about how I spent my paychecks, but those meetings completely changed my outlook on money. This blog is all about the importance of managing your finances so that you don't find yourself in a bad situation.

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